Are your passwords safe? Bad news. Almost certainly not.

According to some troubling new data released Tuesday by Deloitte, password security will be a primary concern for all connected users in 2013. The global consulting firm predicts that over 90%—yes, you read that right, 90%—of passwords generated by users will be vulnerable to hacking this year.

You may be thinking: Not mine! I’ve got the recommended 8-character mix of letters, numbers and symbols. Think again. In this new era of crowd-hacking and sharing passwords across multiple accounts (big no-no), even passwords that in the past were considered strong are now highly hackable. The truth is, one symbol and a capital letter at the beginning of a word is just not enough. According to a study cited by Deloitte, the vast majority of a sample of 6 million accounts were accessible with the only the 10,000 most common passwords.

Users tend to rely on the same character combinations and the reuse of passwords for multiple accounts for one simple reason: it’s easier to remember. Online bank accounts, PayPal accounts, social media, work email, personal email… The passwords pile up, and most people choose to put themselves at risk for the sake of ease and convenience.

This article about the Deloitte study, however, suggests a solution: password managers. Not only does a password vault like Keeper keep track of your passwords for you, it encrypts them heavily to protect against hacking. And as an added level of protection, Keeper generates random password with a roll of the dice for seriously strong combinations of symbols. It’s a simple and highly effective solution, eliminating the deficiencies of human memory and predictability.